Something strange has happened???

This topic has 16 replies, 6 voices, and was last updated May 17, 2009 at 10:20 am by joshd96320.

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May 14, 2009 at 9:38 pm #1047305
GiantMidget
Participant
Ok hopefully this will make sense. My gym takes money out of my account on the 13th of every month, As i get paid on the 15th i give the gym money to me ma so she can transfer it in on the 13th. Anyway she forgot to do it on the 13th so on the day i looked online and my statement showed the gym had taken the money and it had gone over my overdraft limit. Now it showed they had taken the money and usually i’d get fined for going over the limit. My ma then tranferred the money so it would bring it back down into my overdraft. Anyway i have just looked online and i’m up by 60 quid (which is the gym money) but there is no record on the statement of the gym taking the money but yesterday it was there in black and white but today nothing at all, This has never happened before and I am very confused at to what has gone on, have the gym fucked up or the bank, do i keep the money or wait until i hear some more, hmmm what to do! :you_crazy:you_crazy:you_crazy
May 14, 2009 at 9:40 pm #1199493
p0ly
Participant
waaaaaaait cliffy waaaaait
May 14, 2009 at 9:43 pm #1199485
GiantMidget
Participant
I’m gonna have to mate, I’ve never had anything disappear from my statement before. It’s very confusing.
May 14, 2009 at 9:55 pm #1199483
General Lighting
Moderator
this can happen when a direct debit run goes tits up…

usually a “refunded” direct debit should show as a contra transaction (where the money is put back) but this also depends on how your banks mainframe computer presents your online statement to the web server.. maybe they remove contra entries because they are confusing to people who don’t deal with accounting stuff regularly

I’d check with the bank and the gym (although their finance bit might be outsourced to another company or bank!), as I expect the direct debit will re-appear at some point once the gym’s accountants realise they are down on their fees..
May 14, 2009 at 9:58 pm #1199486
GiantMidget
Participant
Safe GL. What i think ill do is just leave the money in there and see what happens. I well need to quit this gym, fucking well too expensive for my liking. Got another four months to go then i am outta here lol!
May 14, 2009 at 10:03 pm #1199494
p0ly
Participant
how much do u pay?
May 14, 2009 at 10:03 pm #1199491
DaftFader
Participant
i have had this where i got the refund .. but inbetween the cash going out and the refund .. the “all clear” signal had been given for what i was paing for .. so i didn’t have to pay nothing other than the bank charge and got the service i payed for scott free …shame what i was paing for was under the value of the £30 bank charge:cry: :laugh_at:
May 14, 2009 at 10:07 pm #1199487
GiantMidget
Participant
p0lygon-Window;327253 wrote:

how much do u pay?

60 quid. My mates opened up a gym round the corner and it’s much better plus costs half the price. Cos my one has a swimming pool, steam, sauna etc it’s twice as much and tbh i only really use the weights. I think soon i’m just gonna take the hit and pay the last four months worth and end my contract with em. Gym memberships are well harsh if you don’t read the small print. :crazy_diz
May 14, 2009 at 10:09 pm #1199495
p0ly
Participant
60 squid is steep
May 14, 2009 at 10:12 pm #1199488
GiantMidget
Participant
p0lygon-Window;327264 wrote:

60 squid is steep

You’re telling me fella. The first few months i was in there about 4 times a week. Lately though i’ve been slacking cos it’s boring going on me own. Now though my mate has opened one i go there with my cousin and it’s much better. I got four more months on my current gym so as i’ve said just gonna phone em and see if i can finish it early and just pay it all off. They’re like a bank as well, if you just stop paying they can get a bit nasty!!
May 14, 2009 at 10:16 pm #1199496
p0ly
Participant
they are like loan sharks
May 14, 2009 at 11:04 pm #1199484
MisterDuck
Participant
i hate it when direct debits bounce, i get charged through the roof
May 16, 2009 at 3:26 am #1199492
DaftFader
Participant
as far as i know the court case against the banks with regards to bank charges was won by the people .. now i am not sure if it was just a perticuler stage in the proceadings that i heard about or wether it was the actual whole case .. but it’s worth looking into as if it’s the whole case then the “stand”? on reclaiming bank charges has been lifted and you can claime all cash back …
May 16, 2009 at 7:12 am #1199489
GiantMidget
Participant
They still haven’t taken the gym money out.
May 16, 2009 at 8:21 am #1199497
joshd96320
Participant
@DJCliffy 327522 wrote:

They still haven’t taken the gym money out.

give it till about wed/thurs i reckon… working days :p
May 17, 2009 at 3:07 am #1199490
GiantMidget
Participant
joshd96320;327531 wrote:

give it till about wed/thurs i reckon… working days :p

Yeah man i doubt i’ve gotten away with it.
May 17, 2009 at 10:20 am #1199498
joshd96320
Participant
touché
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